Finance & Property
Understanding the financial aspects of buying and owning property in the UK. Articles explain mortgages, associated costs, equity release and downsizing options.
Affording a Mortgage
Figure out how much you need to save for a down payment and use spending cuts or extra income to reach your mortgage goal.
Choosing a Mortgage
Work out how much you can borrow and what mortgage length suits your finances before comparing lenders and deals.
Considering Downsizing
Weigh the financial benefits of downsizing against the costs to figure out if a smaller home makes sense for your situation.
Fees and Extra Costs When Buying a Home
Buying a home comes with hidden fees beyond your mortgage, including stamp duty and survey costs you need to budget for.
Lifetime Mortgages and Equity Release
How older homeowners can access cash from their property value through lifetime mortgages and equity release.
Sell and Rent Back Schemes
Sell and rent back schemes let struggling homeowners quickly sell their property and stay living there, but you'll get less money than selling normally.